Musings of a 50+ year old boy – a halftime journey

On Valentine’s Day this week, an article from Bloomberg struck me as a high probability risk that a black swan moment may be approaching us. I have been observing this sector for the last few weeks as many banks around the world have been adding loss provisions and reserves to their property portfolio, particularly for…

It was a long few weeks of celebrations as the traditional CNY (Chinese New Year) festive period is traditionally practised. We will have a few reunion dinners before the actual day and then at least 3 more days of non-stop feasting and gathering of family members. It is also a period to count our blessings…

ChatGPt was launched on 30 Nov 2022. It has been an explosive 14 months of non-stop AI growth since then. I have written about its progress every few months since then and it is time to do it again, to look into my crystal ball and see what lies ahead in 2024. Firstly, let’s talk…

The new year started very quickly as we busied ourselves with new goals for the next 12 months after a relaxing holiday with a lot of quality family time. Chinese New Year (CNY) is coming soon in 2 weeks, starting in early Feb. It usually happens in late Jan to mid-Feb period according to the…

I normally set out to have around 6 KPIs to motivate myself every year so that I will have certain goals to target and achieve. This exercise helps me stay focused on the year ahead and keeps me on my toes. Else the 12 months will just simply slip by. Before you know it, Christmas…

For the last 5 years since 2019, I have been diligently planning my New Year resolution / KPI (Key Performance Indicators) list at the start of the year and then assessing/grading myself when the year ends before writing another list. This annual exercise helps to keep me focused via a 12 months big picture macro…

Since it was confirmed that my older son would start his first job in HK earlier last year, we decided to plan a year-end overseas trip to see him since he might not be able to take long leave. The dates were from 22 Dec to 01 Jan so that he could join us for…

It has been a wild ride for inflation forecasters over the last 12 months as predictions pivot from the left to the right. From the aggressive rate hikes that happened in 2022 that will most certainly bring the world to a recession to inflation being tamed and coming off, to new stock market highs, and…